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Mortgage Glossary
 Acceleration
  Adjustable rate
mortgage (ARM)
  Adjustment interval
  Amortization
  Annual percentage rate (A.P.R.)
  Appraisal
  Assessment
  Assumption
  Balloon (payment) mortgage
  Borrower (Mortgagor)
  Broker
  Buy-down
  Cash Flow
  Caps (interest)
  Caps (payment)
  Closing
  Commitment
  Construction loan
  Contract sale or deed:
  Conventional loan
  Credit Report
  Debt-to-Income Ratio
  Deed of trust
  Default
  Delinquency
  Discount Point
  Down Payment
  Due-on-Sale-Clause
  Earnest Money
  Equal Credit Opportunity
Act (ECOA)
  Equity
  Escrow
  Fannie Mae
  Farmers Home Administration(FmHA)
  Federal Home Loan Bank Board(FHLBB)
  Federal Home Loan Mortgage Corporation(FHLMC) also called "Freddie Mac"
   Federal Housing Administration (FHA)
  Federal National Mortgage Association (FNMA) also know as "Fannie Mae"
  FHA loan
  FHA mortgage insurance
  FHLMC
  Firm Commitment
  Fixed Rate Mortgage
  FNMA
  Foreclosure
  Freddie Mac
  Ginnie Mae
  Government National Mortgage Association (GNMA)
  Guaranty
  Hazard Insurance
  Housing Expenses-to-Income Ratio
  Index
  Interim Financing
  Investor
  Jumbo Loan
  Lien
  Loan-to-Value Ratio
  Margin
  Market Value
  MIP (Mortgage Insurance Premium)
  Mortgage Insurance
  Mortgagee
  Mortgagor
  Negative Amortization
  Net Effective Income
  Non Assumption Clause
  Office of Thrift Supervision (OTS)
   Origination Fee
  PITI
  Points (loan discount points)
  Power of Attorney
  Prepaid Expenses
  Prepayment
  Prepayment Penalty
  Primary Mortgage Market
  Principal
  Private Mortgage Insurance (PMI)
  Realtor
  Recision
  Recording Fees
  Refinance
  RESPA
  Second Mortgage
  Secondary Mortgage Market
  Servicing
  Settlement/Settlement Costs
  Shared Appreciation Mortgage (SAM)
  Simple Interest
  Survey
  Sweat Equity
  Title
  Title Insurance
  Title Search
  Truth-In-Lending
  Two-Step Mortgage
  Underwriting
  USURY
  VA Loan
  Variable Rate Mortgage (VRM)
  Verification of Deposit (VOD)   Verification of Employment (VOE)

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