Buy a new home:

Why should you buy a home?
- Fulfill your DREAM.
- Buying a home is one of the most stable and solid investments.
- Tax-deductible borrowing power.

Receive many offers before buying!
- Before shopping for a home, identify an affordable price range. Check the monthly payment, down payment and closing costs.

Loans' Types
Which type is the best for me?

It depends on:

• Your current financial picture.
• How you expect your finances to change.
• How long you intend to keep your house.
• How comfortable you are with your mortgage payment changing.

Fixed rate or adjustable rate loan?
Fixed rate loans have a stated interest rate that does not change over the life of the loan, whereas the rates on adjustable rate loans are linked to an index and change as the index rate changes.

Adjustable rate loans have more risk due to the possibility that the interest rate could increase.

If you choose a 15 year fixed-rate mortgage, can save you thousands of dollars in interest payments over the life of the loan, but the monthly payments will be higher. An adjustable rate mortgage may get you started with a lower monthly payment, but your payments could get higher when the interest rate changes.